What is the approximate minimum amount Jarrod should save monthly? a. b. the person's social security number Bankruptcy stops aggressive action by creditors. Which is a possible benefit of having a good credit history? Round to the nearest dollar. b. What must Freya consider before using her debit card? the profitable sale of shares. One reason a student may seek a federal student loan instead of a private student loan is that Which step in the decision process should Marlene take? What is the total lifetime cost for Toby to pay off his 4 loans? d. maintenance, Which is a kind of federal payroll tax? only goes up. He will get the house for a lower price. d. private colleges. $1,000 $4,547.02 There will be a late fee added to the bill. The loan has an interest rate of 5.6%, compounded monthly. phone number a. a. Which would be most helpful when considering a large expenditure that might require repeating payments? f. money to deposit. 5,040 IV. a. direct deposit of a paycheck d. $1529.70 d. identifying instances of identity theft, a. checking one's financial records against the bank's, Sara would like to open a bank account. superior prospects for short-term gains. How much more will Viola's monthly payment be if the loan is unsubsidized than if the loan is subsidized? a. c. doctor in a research facility for a large drug company c. Yuri must be sure he has enough left in his checking account for any expenses and automatic payments. The plans are simple and easy to construct. What should she consider in this process? a. Lupe is a student who wants to open a bank account. c. equity in a home increases the homeowner's net worth. Shred all mail with personal information before discarding it. c. $5,250 If Shona only has $40 to spend, which store will she purchase the rug from, and how much will she have left over? Treasury bills a. A person's credit score can range from a low of 300 to a high of what number? Besides helping employees, offering fringe benefits helps employers tremendously . Check all that apply. Yes, the New York Stock Exchange is the principal exchange for the nations of the world. a. $45.94 c. $505.79. On-the-job training is usually paid for by the employer. b. c. Joaquin should take the class because a promotion will mean a larger salary over the long term compared to a single cash advantage. employment and trust. Computer support specialist: work with people to service, upgrade, or design computer systems to fit their needs. b. Jerome likes to take stuff apart and then rebuild it. a. all current monthly expenditures Kenya used money directly from her bank account to buy the jeans. d. increasing equity over time, You have included your predicted mortgage, food, car, and gasoline expenses in your budget. an unpaid utility bill that has been given to a collection agency b. Retirement plans. a. Sean decides to pay his bills online because he does not like the inconvenience of finding stamps and mailing his bills. c. Evaluating results. credit card number She owns a car worth $12,000 and has $7,500 in car loans. $968.80 one is already in debt. Of the four consumer protection groups listed below, identify which groups are government agencies and which are non-governmental. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $50.40 more than paying cash for the laptop. Transaction b. a certificate of deposit She should research the average salary of similar positions to see if the offers are fair. Edgar has taken out a $6,250 unsubsidized Stafford loan to fund his four-year undergraduate degree. Not yet answered Marked out of 1.00 Select one: a. Fringe benefits include cars and flights on aircraft that the employer provides, free or discounted commercial flights, vacations, discounts on property or services, memberships in country clubs or other social clubs, and tickets to entertainment or sporting events. $15 per year until the loan is paid off. to receive a bill at a later date a. b. debit of $10 He will be able to get a higher interest rate when buying the house. corporate bonds $1,926.97 Prices fluctuate on the basis of demand. to determine if the customer is a likeable person She loves working with people and volunteers in the local shelter and library on a regular basis, but she is not fond of flying. A borrower with bad credit is likely to be charged b. car payments must become part of the budget. In the wrong hands, which of the following pieces of personal information would present the greatest risk for identity theft? Which person made the best payment decision for their preferences? Which is the best description of how a scholarship differs from a federal education grant? municipal bonds b. b. Hafsa wants a guaranteed return, and won't need the money for several years. However, when she receives her bank statement, she's surprised to see that she has been charged a $5.00 overdraft fee. $654.45 explaining that she has many outstanding loans We have 4 major types of employee benefits Medical insurance. $1,139.76 d. Shawna decides to set up automatic withdrawals to pay her bills because she does not want to have to remember to keep enough money in her checking account. The jacket is much more expensive than a similar one from a lesser-known brand. You may obtain information about these programs by visiting the Workplace Safety & Health page. e. proof of her address When making a decision about housing, the first step should be Click the card to flip Definition 1 / 39 b It creates a base for happiness and satisfaction of the workforce that limits the labor turnover and confers a stable organization. b. Select three options. b. the career's average salary c. Companies take advantage of the demand to make people spend more money on excess products. Round all dollar values to the nearest cent. Has she compared prices? How much interest capitalization will have accrued by the time Edgar graduates? When studying finance or economics, the cost of a decision is also known as a(n). right to dignity. d. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 less than paying cash for the laptop. d. vocational training throughout career b. To help her decide, she will do some research. a. within a year. $23,650.00 Tamera has a positive credit history. 78,364,164,096, Which of the following is not one of the eight recognized consumer rights? She also wants to use the money in her account to pay for her expenses. Learn more about Compensation employees here: i say this because when it says benefits it mean what other stuff u get for working there like paid vacations, This site is using cookies under cookie policy . d. b. They both act as angel investors for start-ups. c. equity in a home increases the homeowner's net worth. On-the-job training is usually paid for by the employer. $6 $71.37 He has a stamp collection worth $1,250 and he has $300 in a bank account. Better Business Bureau to determine the customer's income c. A student loan is a form of financial aid, but a scholarship is not. 175,760 b. often pay a lower interest rate during the first few years. b. bank. How much more in interest will Zoe end up paying for her loan because of her bankruptcy? Round each loan's calculation to the nearest cent. Which statement best describes the lesson we can learn from Lupe's experience? d. to know how much money she has for budgeting, d. to know how much money she has for budgeting. $12,000, A password is 4 characters long and must consist of 3 letters and one number. b. employee benefits a. tuition Karina keeps excellent records and always knows precisely how much is in her bank account. Food and Drug Administration Question: 4. a. c. salary II and IV are governmental; I and III are not. $31.20, Helena has taken out a $9,300 unsubsidized Stafford loan to pay for her college education. only goes down. Filing for bankruptcy can make it hard for a consumer to reestablish and obtain (blank). one already has enough savings. a. In personal finance, what is considered a need? If Byron been able to save this money for the year and then put it into a savings account earning 2% simple interest, how much money could he have in savings after another year? borrow too much money. c. b. income In a defined benefit plan, a formula is used that. b. Which describes the difference between simple and compound interest? How many different passwords are possible? Someone buys a new vehicle with a loan from a car dealer. Capital appreciation refers to c. A grant is money borrowed by a student to pay for an education that will need to be repaid. the hourly pay rate. medical and dental coverage. The consumer has the right to fair settlement of disputes. I and II d. Tuition is the price of attending classes at a school. She plans to graduate in four years. He will need to get a car loan. III and IV are governmental; I and II are not. The 25% discount is better; it saves $12.50 more. b. the stability of the government. Prices follow economic trends. c. a commercial bank Each loan had a duration of ten years and an interest rate of 5.3%, compounded monthly. d. when a property was purchased. d. Which career is she most likely to enjoy? a. Debit. 780,000 The Board amended the accounting for multiemployer plans and group plans in December 2004. Which answer best describes Alan's lifetime income? Which statement best defines tuition? Which statement best describes a situation requiring an auditor to apply Department of Labor (DOL) independence rules? In general, the amount the employer must include is the amount by which the fair market value of the benefits is more than the sum of what the employee paid for it plus any amount that the law excludes. d. Car salesman: sell cars to the police. Ariel wants to compare the salaries for positions she was offered at two companies. a. An index measures market performance. c. c. b. What is the name of this agreement? a. the person's education level, an unpaid utility bill that has been given to a collection agency to write a check b. credit scores increase as equity increases. wealthy relative. $260.37, Calculate the monthly payment for a 5-year car loan of $23,570 at 10.43% interest, compounded monthly. f. Will I be able to make the payments and avoid late fees? Post-employment benefits are employee benefits (other than termination benefits and short-term employee benefits) that are payable after the completion of employment. d. comparing the cost of housing alternatives. d. how much property tax has been paid He will be able to find a house he likes more quickly. _____ is a process for enabling employees to better understand & develop their career skills & interests & to use them most effectively within the company & afterwards. when they are able. the stamp collection and the bank account only a. $100 b. Transcribed image text: Question 16 Which of these statements best describes management concerns about benefits? b. her most recent bank statement c. She should research the benefits included in each offer. $33.10 a. Alan's lifetime income is his employee benefits, like health insurance. Which of the following describes defined benefit pension plans A. True b. $36.40 b. e. Can I pay at least the minimum payment each month? b. Which results are more likely for someone without personal finance skills? Which statement about postsecondary education is true? d. b. c. She should use the US Bureau of Labor Statistics website since it will cover a wide range of information about the careers around the United States. Borrowers choosing an adjustable-rate mortgage $81.25 Which questions should she consider before she buys the jacket? Jessica is low risk and will pay her outstanding balances on time. Emily is deciding whether to buy the same designer jacket her friends have. $384.00 assets location of the company c. a savings bond Can I pay at least the minimum payment each month? The rebate is better; it saves $12.50 more. Each loan had a principal of $5,500, an interest rate of 7.5% compounded monthly, and a duration of ten years. phishing They last for a set period of time. $569.00 Has she compared prices? 10,000, How can thieves steal an identity? B. are often forced to sell their homes after the first year. Of federal payroll tax plan, a password is 4 characters long and consist. Karina keeps excellent records and always knows precisely how much more will Viola 's monthly payment be if offers... For an education that will need to be charged b. car payments must become of... A defined benefit plan, a formula is used that Exchange for nations... And Drug Administration Question: 4. a. c. salary II and IV are governmental ; I and III not... 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