You lock in a fixed premium and pay that price for as long as you choose. The insurer offers two variable universal policies: Variable Universal Life Accumulator II and Market Wealth Plus, both of which are available in all states. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Bottom line: New York Life offers a wide variety of policies and has minimal customer complaints, making it a strong choice for many buyers. Ranks above average in J.D. He acknowledges his tenure at Desilu Studios and gives his impressions of Desi Arnaz and Lucille Ball. MORE: Life insurance: Policies, cost and best companies. Founded in 1826 and shaped by the unique merger of the Case Institute of Technology and Western Reserve University, Case is distinguished by its strengths in education, research, service, and experiential learning. WebWe found 16 with the name Paul Lichtman in 82 cities. policies, such as coverage that protects you if you become disabled or terminally ill. Cash value life insurance: Is it right for you? Before you start comparing companies, choose the type of life insurance you want, such as term or whole life. WebHe has been nominated for two SABR Analytics Research Award for Contemporary Analysis and won it in 2013 in tandem with Bill Petti. Metallurgica lengineeringE, B.S. The price changes if the policy is converted to permanent coverage. Based on these ratings, New York Life is one of our best life insurance companies in 2023. Metallurgical Engineering ExperienceZ-CareersOctober 2012 - Present Z-CareersAugust 2010 - August 2012, Carson City, NevadaRetiredAviation & Aerospace EducationStanford University19601961MSME, Heat TransferCase Western Reserve University19551959BSME, Thermodynamics, Raleigh-Durham, North Carolina AreaIndependent Financial Services ProfessionalFinancial Services EducationCase Western Reserve University19581959Post Graduate, Human AnatomyUniversity of Virginia19541958Bachelor of Arts (B.A. WebJoshua S Lichtman, 36 years old, currently living in Menlo Park, CA. Reliability of policy illustrations (25% of score): This factor measures the reliability over time of the companys illustrations for its permanent life insurance products. You can customize term coverage from New York Life by adding options like the Spouses Paid-Up rider. ), Chemical Engineering, B, Cleveland/Akron, Ohio AreaRetired from NASA Glenn Research CenterMechanical or Industrial Engineering EducationCase Western Reserve University19481952Master of Science (MS), Mechanical EngineeringWest Teck High school19451948 ExperienceAerospace Design and FabricationNovember 1990 - September 1995 NASA Glenn Research CenterJune 1952 - November 1990 Brandes Press Co.1950 - 1952 Schoenberg Valve Co.May 1949 - September 1949, Naples, Florida AreaDorothy Jane MillsPublishing EducationCase Western Reserve University19491952B.S., M.S., English, history, educationCleveland State University19461949none, English, history ExperiencePatrician PublicationsJuly 2007 - Present Patrician PublicationsJuly 2007 - Present Ginn & CompanySeptember 1967 - December 1973, Huron, OhioAdvertising Director, NonProfit OrganizationNonprofit Organization Management EducationBlack Tie Dance Studio20042014non-degree program progressing through Bronze and Silver., Social Ballroom DanceCuyahoga Community College Western Campus20032005Visual CommunicationsJohn Carroll University19561957Secondary Education and TeachingCase Western Reserve University School of Medicine19541956M.D.-PhD. This provides the flexibility to pay off the policy early, eliminating premiums in later years. This provides the flexibility to pay off the policy early, eliminating premiums in later years. typically lasts a lifetime and builds cash value that can be borrowed against in the future. e have insurance products to fit every need and budget. Due to a planned power outage on Friday, 1/14, between 8am-1pm PST, some services may be impacted. ), Music Education, United StatesTranslator at Private Translation Service EducationThe Johns Hopkins University19511953GeographyCase Western Reserve University19481951Bachelor's Degree, Geography and Cartography ExperiencePrivate Translation Service1960 - Present U. S. Department of Commerce1962 - 2005, Greater New York City AreaPresident at Emery Toncre & Associates IncAccounting EducationCase Western Reserve UniversityBBA, Accounting - Industrial Engineering ExperienceEmery Toncre & Associates IncPresidentEmery Toncre & Associates IncJune 2011 - Present, Cleveland/Akron, Ohio Areapresident at management one of ohioReal Estate EducationCase Western Reserve University19481951Bba, BusinessCase Western Reserve University19471951Bba, Business Experiencemanagement one of ohioPresidentMaple park apartments1966 - 1992, Rochester, New York Areawholesale manager at retiredWholesale EducationCase Western Reserve University19471951, Greater Philadelphia AreaPsychologist at SelfInformation Technology and Services EducationCase Western Reserve University19481952Ph.D., PsychologyCase Western Reserve University19471952B.S., M.A., Ph.D. ExperienceSelfFaculty member and Board memberGestalt Therapy Institute of Philadelphia1984 - Present Bryn Mawr CollegeJanuary 1961 - September 1996, Greater Seattle AreaOwner, MCSB, INCRetail EducationCase Western Reserve University19481952, Greater Boston AreaPrincipal at Chemotics ConsultingChemicals EducationCase Western Reserve University19491952Ph.D., Chemistry ExperienceChemotics ConsultingNovember 1996 - Present Thermo Fisher Scientific1984 - 1996 Analytical Division, Foxboro Co.1974 - 1984 Orion Research Inc1965 - 1974, Midland, TexasGeophysical Consultant at Self employedOil & Energy EducationCase Western Reserve University19481952Bachelor of Science (BS), mathematics and geology ExperienceSelf employedApril 1982 - Present Coquina OilAugust 1976 - April 1982 Self-employedDecember 1971 - August 1976 AmocoSeptember 1955 - December 1971 Atlantic RefiningJune 1952 - August 1955, Hudson, New HampshireGretziCapital Markets EducationCase Western Reserve University19471952Elektroingenieur, BS ExperienceSelf-employedMisek Antenna ResearchGeheim1901 - Present, Greater Denver AreaHealthcare Consultant; physician experienced in Organizational Development and Strategic PlanningHealth, Wellness and Fitness EducationUniversity of Denver19951998MHS (Master of Healthcare Systems), HealthcareUniversity of Colorado19521958Master's Degree, Research, Heart SurgeryCase Western Reserve University19481952MD, Medicine ExperienceConsulting in HealthcareJanuary 1998 - Present Consulting in Healthcare1998 - Present University of Denver, University CollegeJanuary 2009 - November 2010, Whittier, CaliforniaPresident at Krugler Engineering Group, Inc.Mechanical or Industrial Engineering EducationUniversity of Wisconsin, Madison19471950B.S. Individual Life Insurance Study[0]J.D. WebSecured with SHA-256 Encryption. The company also offers several life insurance add-ons for its permanent life insurance policies, such as coverage that protects you if you become disabled or (basic) coverage lets you adjust your premiums and benefit amount. Decide which life insurance riders, if any, you want the policy to include. This is why were dedicated to providing our customers with personal and friendly services. WebAbout Paul; Contact Information; Court Records; We regret to say that Paul Lichtman passed away on 09/13/2002 and was 65 at the time. The Campaign will run from April 7th to May 7th 2022. ), Mechanical Engineering ExperiencePolicy and Economic Research Council1997 - Present Micro Mite InfoJuly 1986 - Present Indian River Golf Foundation2010 - 2013 Policy and Economic Research Council2001 - 2010 The Dun & Bradstret CorpDecember 1980 - November 1996 United Nations Statistical CommissionJanuary 1974 - September 1980 BattelleSeptember 1961 - December 1973, Sarasota, Florida AreaOwner, Sarasota BrokerageInsurance EducationCase Western Reserve University19541958BSCE, Structural Design - Highway Engineering ExperienceSarasota BrokerageJuly 1998 - Present Southeast Insurors Inc.September 1975 - July 1998 Aetna Casualty and Surety Co.1960 - 1975 Donald E. Brill P.E. Individual Life Insurance Study, Do not sell or share my personal information. Throughout her career, Georgia has written on a variety of subjects, including personal finance, government policy, science and technology. President and Principal Engineer at Wickert Engineering, Inc. Elon college.NCState UNC chapel Hill,Western Reserve U. coordinator of vocational work/study programs at retired educator, Translator at Private Translation Service, President at Emery Toncre & Associates Inc, Healthcare Consultant; physician experienced in Organizational Development and Strategic Planning. New York Life declares largest dividend in company history with $2.0 billion total payout expected in 2023. Independent NonProfit Organization Management Professional, Independent Computer Hardware Professional. The person you selected will have to confirm your request. Metallurgical Engineering, MetallurgyUniversity of Wisconsin, Akron University, and Lincoln College19771980supplemental Studies Only, Quality Control and General BusinessCASE WESTERN RESRVE-Cleveland,Ohio19551959B.S. New York Life has a few whole life insurance policies, including one that lets you customize the payment schedule. She enjoys researching complex topics and distilling the information for her readers. Over the years, it has expanded both geographically and technologically, acquiring new companies along the way. Past performance is not indicative of future results. WebAbout. Financial strength ratingThese ratings indicate an insurers ability to pay future claims. As a mutual insurer, New York Life is owned by its policyholders. Our directory connects people with with local businesses - small and large. NerdWallet's ratings are determined by our editorial team. ), Business, Management, Marketing, and Related Support ServicesGlenville High School19481951High School Diploma, College Preparatory ExperienceCurrently RetiredOctober 1961 - Present Cleveeland,OhiioAugust 1965 - January 1993 Social Security AdministrationMay 1959 - January 1993, Washington D.C. Metro AreaRepresentative/Agent with BANKERS TRUST HONG KONGFinancial Services EducationUniversity of California, Berkeley19661967Doctoral Candidate, Natural resources planning and policy (Multidisciplinary)Water Resources Planning Associates19651966Graduated, Water Resources Planning and Policy, CompletedUniversity of California, Berkeley19641965MSE, Natural Resources Planning (Multidisciplinary)State University of New York at Buffalo19611961Marketing/Marketing Management, GeneralCase Western Reserve University19511955BS, Civil Engineering ExperienceBANKERS TRUST - HONG KONGNovember 2014 - Present Private Finance PlatformOctober 2013 - Present GREEK ECONOMIC METAMORPHOSIS [GEM]February 2012 - Present International Development Group, IncMarch 1994 - Present Gesthotel, IncAugust 2011 - Present Galaxy Group International, LLC . Power 2022 U.S. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Attorney at Law at Selker & Associates, Ltd. Cleveland Bar Association, Real Estate Institutes, Sindell, Sindell, Selker, Einbund, Rubenstein & Pavlik, State of Ohio, Board of Examiners, Nursing Home Adminstrators, Interim Dean, College of Business Administration at University of Detroit Mercy, Student at Case Western Reserve University, Independent Computer Software Professional, Independent Writing and Editing Professional, University of Maryland School of Medicine, The Johns Hopkins University School of Medicine, Health Council, International Communications Coordinating Committee ICCC/UN, International Corporations in North America, Europe, and Asia, United Nations, Non-Governmental Organizations (NGO), Todays Healthy Living, and NoniNews Letter. TCS New York City Marathon Charity Partner. Consultant for business operations and information technology at The Jannetta Neuroscience Foundation, Inc. State University of New York College at Buffalo, Case Western Reserve University - Weatherhead School of Management. Paul has been practicing insurance and risk management for over 38 year/s. This insurance agent, Paul Lichtman, President is licensed in to WebPersonal Details & Biography. INDEPENDENT INSURANCE ADVISORS, (ARDMORE, PA). service provided by their agency. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. Please give star rating (5 highest/1 lowest). High internal costs can eat into your cash value and/or require premium payments for more years. Account Executive at Independent Insurance Advisors Philadelphia, Pennsylvania, United States. This business specializes in Insurance. Its particularly useful if you want to use your cash value to supplement income in retirement. Commissions do not affect our editors' opinions or evaluations. Webpaul lichtman career path and cv . Most have expense ratios below 1%, with average 10-year returns ranging from -0.43% to 22.94%, depending on asset type. New York Lifes policy illustrations are mostly reliable, which reduces the risk that youll be caught by surprise down the road with a need to pay premiums for longer or have cash value thats less than you expected. Look at the number of consumer complaints each company receives, as high numbers can be a red flag about the quality of service. New York Life does not have live chat capabilities. New York Life Custom Guarantee is a good option if you dont want your policy to build cash value but do want a guaranteed death benefit. (1950), Chemical EngineeringUniversity of Akron, Ohio19501954Law, ChemistyCase Western Reserve University ExperienceKrugler Engineering Group, Inc.December 2001 - Present Ben Holt Co. (Geothermal Power)November 1979 - July 1998 Procon PacificMarch 1973 - November 1979, Orange County, California AreaIndependent Investment Management ProfessionalInvestment Management EducationCase Western Reserve University19461952BS, MS, Chemistry, Biology, Philosophy ExperienceNational Institute for Management Research1991 - 1997 TRW SystemsFebruary 1970 - August 1984, Shawnee, KansasPresident at Tanan Floral Co.Retail EducationCase Western Reserve University19481952Bachelor of Science (B.S. All have flexible death benefit options and are geared toward specific policyholder needs. Heritage Trail Library System - Shorewood, Illinois , Starved Rock Library System - Ottawa, Illinois, owner/solo practitioner at Dr. Barbara Sziraki, Dorothy Brown School for Developmentally Disabled Children, Sepulveda Veterans Administration Medical Center, Independent Professional Training & Coaching Professional, Actress, Singer, Voice Teacher, Vocal seminars, Actor, PR consultant, university professor, Key West Real estate rental agent, MSL, an international public relations firm, London School of Economics and Political Science, Donald E. Brill P.E. Are you sure you want to rest your choices? After that, premiums go up. Your expertise in your field - other users can rate your responses and that affects your overall reputation score. For life insurance, NerdWallet typically recommends considering insurers with ratings of A- or higher. Stimulant drugs are being taken to keep the individual going during the day. Login about (866) 961-3665. 44 W Lancaster Ave | Ardmore, PA 19003. All ratings are determined solely by our editorial team. of C T Johnson, IncMarch 2011 - Present C T Johnson, IncMarch 2003 - Present Central Piedmont Community CollegeAugust 2006 - May 2015 WeyerhaeuserSeptember 2006 - May 2007 Control Services CompanyJune 2003 - March 2006 Parsons EngineeringMarch 1986 - March 2002 Day Engineering Co1986 - 1989, Rochester, New York AreaOwner, The Brokery AgencyInsurance EducationCase Western Reserve University19561958, Dallas/Fort Worth AreaDeveloper & Current President at Original Paper ArtsFood & Beverages EducationCase Western Reserve University19571958 ExperienceOriginal Paper Arts2006 - Present, Hartford, Connecticut AreaProfessor Emeritus of Chemistry at University of ConnecticutHigher Education EducationYale University19621963Postdoctoral, under Prof. R. S. BerryUniversity of Michigan19581962PhD, ChemistryCase Western Reserve University19541958BSChE, Chemical EngineeringBrooklyn technical high school19501954College prep ExperienceUniversity of ConnecticutSeptember 2009 - Present University of ConnecticutSeptember 1963 - September 2009, Fort Pierce, Florida AreaVice President/Business Banking Officer at National City BankBanking EducationCase Western Reserve University19571958, Tucson, Arizona AreaIndependent Health, Wellness and Fitness ProfessionalHealth, Wellness and Fitness EducationCase Western Reserve University19531958MS, Ph.D., Speech-Language Pathology/PathologistU of Redlands19481951Bachelor of Arts (B.A. Custom Guarantee, which has a set premium, automatically comes with a Money Back Option rider, which returns a portion of the premiums youve already paid if you no longer need coverage. ), Radio and Television Speech ExperienceSAL BUTERA CONSULTANTNovember 1961 - Present SBA Advertising & Marketing AgencyDecember 1962 - May 1997, Greater St. Louis AreaElectrical Engineer at SelfWriting and Editing EducationCase Western Reserve University19531957BS, Engineering AdministrationWRA ExperienceSelfSr electrical engineerCDG Engineers & Associates2005 - 2009 R L MatusJune 1995 - August 2004, Cleveland/Akron, Ohio AreaFounder at Community DeedsReal Estate EducationCase Western Reserve University19531957BSEE, Electrical EngineeringCathedral Latin HS19491953 ExperienceCommunity DeedsSeptember 1999 - Present TAPLYN Consultants Inc.1988 - 2011 Hatfield Electric Company1965 - 1987, Phoenix, Arizona AreaIndependent Legal Services ProfessionalLegal Services EducationCase Western Reserve19541957, Greater Los Angeles Areaowner/solo practitioner at Dr. Barbara SzirakiMental Health Care EducationUSIU19731976Doctor of Philosophy (PhD), Counseling PsychologyPepperdine University19691972Master of Arts (M.A. Risk Management for over 38 year/s with personal and friendly services value that can be against. 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